Happy Memorial Day and Celebrating Asian American and Pacific Islander Heritage Month

Dear Margaret,

Memorial Day usually marks the beginning of summer. I am happy to say that this Memorial Day will also likely be the first holiday since the Pandemic that we can celebrate with friends and family! Just as exciting, graduations and weddings and other special events can also be in person. I hope you can all enjoy the holidays with others.

May is Asian American Pacific Islander month…so designated to recognize the cultural contributions and influence of Asians on the history and culture of the United States. As most of you know, I’m 100% Chinese. My family emigrated from China and I was born, raised, and educated in the Mississippi Delta before going to college in California. 

In the spirit of the Asian American Pacific Islander month, I would like to share excerpts from an article by Bradley Chow. Bradley’s grandmother, Mrs. King, was one of my mother’s very best friends. Bradley’s story is typical of many Chinese Americans, and similar to mine, even though I’m a few generations older. Like Bradley’s family, we had a grocery store, though we did not farm. I’m still close friends with Bradley’s parents, whom I call “cousins”. Here is Bradley’s story:

Growing Up Chinese American

By: Bradley Chow

No matter how much my parents tried to help my sister and me to “fit in,” there was always a small part of me that felt, “No, we really don’t fit in.”

I’m a fourth-generation Chinese American who grew up in the deep south region of Mississippi, where I looked different than 98% of the people around me. To say that I felt like an outsider is an understatement. Starting at a very young age, there was no shortage of kids jeering at me in school, pulling at the corners of their eyes to make them squinty and shouting “Ching Chong!” The strange thing was, it was both White and Black people who would do this to me, even at the grocery store.

A History of Service

My great-grandfather came to the States around the turn of the century looking for opportunity. When I was young, I didn’t understand that my family had worked for over 100 years to provide a better life for its subsequent generations.

Bradley with his Great Uncle, Pap Pang at his 105th birthday. Also pictured is Bradley’s father, Gilroy Chow, and Bradley’s son, Jack (foreground)

Our family settled in the Mississippi Delta area because the climate suited us. It was very similar to the climate of our homeland: the Canton southern region of China. The fertile soil in the delta was conducive to growing Chinese vegetables. My great-grandfather farmed them and shipped them up north. As his family grew, he opened small community grocery stores. These small stores played an important role in the segregated south. While other stores would only serve the White community, my family’s businesses would serve customers of all races. 

My grandmother was the oldest of ten siblings, and after my great-grandfather died, she ran the larger store in Clarksdale. She would often extend credit to Black customers when others would not help them. Even though she died before I was born, I feel so much pride when I hear stories of how much she was respected in the community for standing up for what is right.

Seventy miles south in the small town of Inverness, my wife’s grandfather ran a store. Back in the 1950s, when the town was raising money to build a swimming pool for the community, he donated a large amount of money so his six kids could have a place to swim during the sweltering Mississippi heat waves. Little did he know that once the pool was built, his kids would be denied entrance to the pool because they had a different shade of skin.

Being Asian American Today

I think things have gotten better since then, but as I reflect on the 3,800 acts of violence that have occurred in our country against Asian Americans in the past year, I do wonder, has it really improved?

Just as my great-grandfather, grandmother, and parents have done, if we try to do what is right… is that enough to make a difference?

In my family, I’ve seen generation after generation make a difference for their descendants. Today, as my wife and I raise our nine-year-old daughter and twelve-year old son, we educate them about our past so we can move forward. We like to get together with family for all special occasions and holidays. For Chinese New Year, we try our best to cook family recipes of dishes that have been passed down for hundreds of years. I feel a level of responsibility to pass that along to my children. We frequent a local authentic Chinese restaurant that serves dim sum, which the kids love. We pass out “Hong Bao,” which are little red envelopes filled with money for good luck.

Bradley enjoys going to Mississippi State sporting events. 
The Chow family at a baseball game this spring in Starkville, MS. 
(Left to right: Bradley, Jennifer, Jack, Emily)

As I think about being Asian American today, I’m probably most proud of being known for hard work and dedication.

If we get knocked down, we get back up and fight for what is right. We work extremely hard to get what is needed to give the next generation better opportunities than we had.

I think of the long hours my ancestors put in farming vegetables to sell. I think of the long hours at grocery stores that they maintained as they raised their families. 

There is a stereotype that Asians are smart. What I see are children who work extremely hard to make good grades, get in better schools, and become adults with rewarding jobs. In my family, we work hard to raise our kids to not just fit in, but to stand out, so they will have the opportunity to continue to create a better life for the next generation.

Bradley’s extended family celebrating a wedding.
(Left to right: Jennifer, Bradley, Sally Chow (Bradley’s mother), Emily, Jack, Gilroy, Hugh Mallory, Smith Mallory, Lisa Chow Mallory)

In observance of Memorial Day, our office will be closed for business on Monday, May 31st

Sincerely,

Margaret C. Starner
Senior VP - Financial Planning
2333 Ponce de Leon Blvd. Suite 500
Coral Gables, FL 33134

BARRON'S Hall Of Fame Advisor
BARRON'S 2021Top 1200 Financial Advisor
2021 Forbes TOP WOMEN Wealth Advisor list
2021 Forbes BEST-IN-STATE Wealth Advisor list 
2020 Forbes TOP 250 Wealth Advisor list
Investment News - Lifetime Achievement in Excellence in Diversity & Inclusion Award

Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved. "Barron's Hall of Fame" is an award honoring a group of advisors who exemplify long-term success and commitment to their clients. Each member of the Hall of Fame has appeared in 10 or more of Barron's annual Top 100 Advisor rankings, and their long-looking commitment to excellence is a hopeful example for the industry to follow. The Top 100 Advisor rankings are based on data provided by individual advisors and their firms and include qualitative and quantitative criteria. Data points that relate to quality of practice include professionals with a minimum of 7 years financial services experience, acceptable compliance records (no criminal U4 issues), client retention reports, charitable and philanthropic work, quality of practice, designations held, offering services beyond investments offered including estates and trusts, and more. Financial Advisors are quantitatively rated based on varying types of revenues produced and assets under management by the financial professional, with weightings associated for each. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment picking abilities. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisor’s future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. Barron’s is not affiliated with Raymond James. 

Source: Barron’s “Top 1,200 Financial Advisors,” March 2021. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved. The rankings are based on data provided by over 5,000 individual advisors and their firms and include qualitative and quantitative criteria. Factors included in the rankings: assets under management, revenue produced for the firm, regulatory record, quality of practice and philanthropic work. Investment performance is not an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment picking abilities. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of advisor’s future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating. Barron’s is not affiliated with Raymond James.

Source: Forbes.com (January, 2021). The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years' experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Out of approximately 32,725 nominations received, based on thresholds, more than 5,000 advisors received the award. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings. This ranking is not indicative of advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. For more information: www.SHOOKresearch.com.

The Forbes ranking of America’s Top 1,000 Women Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of 7 years of experience and weighing factors like revenue trends, AUM, compliance records, industry experience and best practices learned through telephone and in-person interviews. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Research Summary (as of April 2019): 32,000 nominations were received based on thresholds (9,654 women) and 1,000 won. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/top-women-advisors/#28abc5bd51f4 for more info.

Nominees for the InvestmentNews Diversity & Inclusion Lifetime Achievement Award must currently be working as financial planners, registered representatives or registered investment advisers, or as industry professionals in a role that supports financial advisers. Judges will consider management, team development, achievement and a minimum 15-year commitment to fostering diversity and inclusion. InvestmentNews received about 130 nominations for the Diversity & Inclusions awards and selected 1 individual for the Lifetime Achievement award. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating nor is Raymond James affiliated with InvestmentNews.