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Happy Labor Day!

I promise, this will be a short Musings in honor of resting and relaxing for the many of us who generally work every day!

President Grover Cleveland signed a law in 1894, making the first Monday in September of each year a national holiday that recognizes the many contributions workers have made to America’s strength, prosperity, and well-being.

Labor Day also marks the end of summer…though the blistering heat continues here in Florida…and the resumption of traffic and bustling now that our kids are back in school and college. My youngest grandson, Cole, and the last of my grandchildren, is beginning his freshman year at University of Michigan.

people in front of university of michigan sign

Some useful financial advice for all starting college…

Avoid these 7 money traps as a college student

Young adults often get their first taste of financial independence in college. And for some, that taste is bitter. Financial missteps when you’re just starting out can be costly and carry long-term consequences. Here are several slip-ups that college students should avoid.

Read More

Tip for everyone – Careful when Unsubscribing

Cyberthreats is a menace to all of us and we, at Raymond James, are constantly trained on how to protect your data and our computers from being hacked. The most recent recommendation was to NOT “Unsubscribe” with any website with whom you are unfamiliar. By doing so, you may unwittingly enable the hacker to enter your computer. Instead, just click on “Spam”.

Tax Planning

Have you maximized your retirement plans, taken your RMD, began your charity donations, taken advantage of tax losses? All must be completed by end of the year.

Enjoy your Labor Day. I had hoped to binge-watch Suits on Netflix, but instead I will be working on a presentation for a reunion of the MS Delta Chinese at the Mississippi Delta Chinese Historical Museum. I will be honored as the guest speaker and will discuss how my MS heritage got me to a Wall St. career. You will read all about it in my next Musings. Stay tuned!

In Observance of Labor Day
the Office will be closed on
September 4th, 2023


Margaret C. Starner
Senior VP - Financial Planning
2333 Ponce de Leon Blvd. Suite 500
Coral Gables, FL 33134

2020 Investment News - Lifetime Achievement in

Excellence in Diversity & Inclusion Award

Nominees for the 2020 InvestmentNews Diversity & Inclusion Lifetime Achievement Award must currently be working as financial planners, registered representatives or registered investment advisers, or as industry professionals in a role that supports financial advisers. Judges will consider management, team development, achievement and a minimum 15-year commitment to fostering diversity and inclusion. InvestmentNews received about 130 nominations for the Diversity & Inclusions awards and selected 1 individual for the Lifetime Achievement award. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of future performance. Neither Raymond James nor any of its Financial Advisors pay a fee in exchange for this award/rating nor is Raymond James affiliated with InvestmentNews

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